REAL ESATE CLOSINGS, rEFINANCES, hOME eQUITY lINES OF cREDIT, TITLE CONCERNS? wE CAN HELP!
Buying a Home?
Looking to buy your next dream home? Close with confidence with Ryals Law. We work with you, your real estate agent, and your lender to ensure a painless closing process. Cash buyer? Take advantage of our cash buyer discount for your closing. Finding the perfect property is stressful enough, once your are under contract let us carry you to the finish line while you focus on the important things; packing, moving, and designing your new home.
Selling your Home?
Whether you are working with a listing agent or selling your house on your own. Ryals Law is there for you. We can provide your seller documents and answer any questions you have from contract to closing.
Curious about the Offer to Purchase contract, afraid of what disclosures you need to make? That is what we’re here for. North Carolina is a Caveat Emptor (Buyer Beware) state, but that does not mean you don’t have to disclose anything, nor does it mean you can say whatever you like without repercussions.
Refinancing?
Whether you are refinancing, opening an Home Equity Line of Credit, we’re here to help you close with as little stress as possible.
Take advantage of your home’s equity to consolidate debt, to finally tackle that renovation project, or fund the next big project.
Buying an Investment Property?
Found the perfect investment property but scared to write that offer? Let us perform a title search of the property before you write that offer, that way you can submit your best offer with confidence.
Judicial sale, Foreclosure, Heir Property? We have handled it before and will gladly help you through the process.
Transferring Title?
There are multiple ways to transfer your property and several considerations on why you should or should not transfer real property to a trust, an LLC, your children, spouse, siblings. Let us help you navigate your options and complete the appropriate paperwork to finalize your desired change.
Most often, transfers like this are accomplished using a “Quitclaim Deed,” but there are a few different ways to use a quitclaim deed to achieve your individual goals.
Title Concerns?
Have you inherited some land but not sure how all owns an interest in it? Has the land been in your family for generations? Are you 100% certain how much of the land you actually own? Want to sell your interest or carve your portion of land out and separate it from the other family members?
It can be overwhelming to sort through all of the information. Ryals Law can help! We can conduct an in depth title search, reviewing county tax records, comb through the county clerk’s office records and the register of deeds office. That way you know for sure how you own the property and how much of it you own.
From there we can discuss options like petitions to partition, by sale or by kind, or Quitclaim Deeds to transfer ownership among the total co-owners.